Software to list farmers eligible for loan waiver

In a bid to make confident that the recently introduced Rs 34,000 crore farm mortgage waiver scheme remains fraud-resistant, the Maharashtra authorities are developing software to put together the listing of farmers eligible for the loan waiver. This initiative is predicted to bypass manual interference and consequently avoid the possibility of any wrongdoing.

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Cooperation minister Subhash Deshmukh stated the enjoy of the 2008 loan waiver scheme, wherein many non-eligible farmers walked away with benefits, leaving poor farmers in the lurch. “The 2008 mortgage waiver system helped many non-eligible farmers, while the ones eligible and in need were stored away,” he said.

“In 2008, all documents of the incredible loan, financial institution money owed and eligibility were processed manually. It was accomplished by officials of cooperative banks, who underneath the influence of nearby political leaders, favored some folks and got their loans waived off,” said Mr. Deshmukh.

“These people were now not eligible, but due to the fact the documents have been processed manually, politicians had been capable of managing the manner, ensuring in non-eligible farmers receiving the benefit,” he said.

“Keeping this preceding revel in thoughts, the kingdom government has determined to increase a software for implementing one of these big scale loan waiver schemes. It may have an in-depth database of farmers, their land holdings, and all of the financial institution bills so that you can be linked along to their Aadhar number and the property owned. If available, PAN too could be related to the farmers account to make certain greater authenticity and transparency,” he said.

The meta-statistics can be accessed in more than one ways. Based on crops grown, the length of the land, the name of region – statistics can be sought, Mr. Deshpande stated.

“We will use it to single out eligible farmers as the Maharashtra government has given you a few standards for the mortgage waiver. It will pass manual intervention, as we can be including all the records regarding farmers in Maharashtra. Then, primarily based on the criteria, a list of eligible farmers might be organized,” he defined.
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